yipads×Earnr
Concept pitch for Earnr

Earnr ICP and ad ideas

Three ideal customer profiles for Earnr, each with sample social ads built around what that customer wants, how they buy and what they will worry about.

Potential ideal customer profiles

Built from what Earnr's site, PDS and TMD say about who the products are for.

01

Retail customers saving for a house

Younger individuals and couples comfortable with apps, holding a pool of cash beyond an emergency fund and saving for large purchases like a home.

  • Want a visibly higher rate than their bank, no teaser conditions, a fast app sign-up
  • Find Earnr through search, comparison sites, social and word of mouth
  • Will ask: is it as safe as the bank, and can I get my money back fast?
Sample ads
02

Income-focused SMSF and trust

Older individuals and couples planning for retirement and looking for a stable income sleeve alongside their growth assets.

  • Want predictable monthly income and audit-ready records for their accountant
  • Usually decide with an accountant or adviser, often comparing against term deposits
  • Fits the TMD as a minor or satellite allocation, not the core of the fund
Sample ads
03

Cash-rich business owners

Business owners in high-margin sectors, with seasonal revenue, or obliged to hold reserves, who want idle cash earning more without a long lock-up.

  • Want governance: approver roles, transfer limits, real-time balances, a named contact
  • A CFO, committee or board signs off; treasury policy decides where cash can sit
  • Corporate Cash Account for $1m to $150m of surplus cash
Sample ads

Sample ads

Square social formats for Instagram and Facebook. Tap any ad to view it full size.

01 · Retail customers saving for a house

Playful, rate-led and mobile-first, in Earnr's peach and blue.

Your deposit called. A hook for rate switchers.
6.20% p.a. The Everyday rate, front and centre.
Your house fund, on fast-forward. Ties the rate to the goal.

02 · Income-focused SMSF and trust

Warm lifestyle photography, calm navy, income framed as a target return.

Happy about an RBA rate hike. Flips a familiar worry.
Stable income. Monthly income for the defensive sleeve.
You've worked hard for it. An emotional, retirement-stage hook.

03 · Cash-rich business owners

A three-part sequence: the problem, the offer, then a call with the corporate team.

01 · The controls. Leads with governance, not rate.
02 · The offer. Corporate Cash Account rate tiers.
03 · The call. Answers the treasury-policy question.

How we would run it

Every ad sits inside Earnr's target market determination and ASIC's advertising guidance.

One message per profile

Each audience gets its own hook, proof points and call to action, so a retiree never sees an ad written for a first-home saver.

Compliance built in

Rates shown as targets, risk context beside the headline, no banking language, and a clear sign-off path against the PDS and TMD.

Test, measure, refine

Run hooks head to head within each profile and track cost per funded account, not just clicks, then shift spend to what works.